Did you know that 80.9% of baby boomers, 79.9% of Gen Xers, and 81.5% of millenials are all in debt? Now, this might sound like a crazy statistic, I thought so too, but it’s true. The forms these debts take can be mortgages, student loans, credit card debt, card debt and many more. I’m not trying to say that all debt is bad, but I firmly believe that most of the debt these people have is unnecessary.
On this blog, I will discuss the basics of personal finance, where to start, how to start, and how to get your finances in order. Of course, more advanced topics of personal finance will also be covered but I want to teach the beginners, the people who have never tried or for some reason haven’t been able to become financially free and independent.
My first few posts will be about how to start. Where do I start? How do I structure a budget? What benefits will budgeting bring me? How do I spend less without affecting my happiness levels? Where and how can I keep track of my budget and spending? These are all questions that will be answered thoroughly
I will be posting weekly blog posts that will have to do with the topics of spending, saving, investing, and budgeting. I’m doing this because of the power of being financially responsible to change one’s life, like it has changed mine. Financial freedom and being in control of your finances will make you feel free, less stressed, and improve your life in all areas. The benefits of it can not be overstated. I am always free to any suggestions that any of you might have for my blog posts. You can suggest topics or send me any questions to my email firstname.lastname@example.org, or through Instagram or Facebook DM’s. I want to help you, I want to answer your questions, and I want to help you transform your life and give you value.
There will be one blog post per week, however if you want daily content, feel free to follow me on Instagram and Facebook @personalfinanceschool where I post daily content that will help you improve your personal finance game.